Wednesday, October 11, 2017 / by Evelyn Lopes
Your Glass Half Full or Half Empty?
You have probably heard that phrase before. As you know it’s often associated with ‘Positive Thinking’ or lack of it. Is it possible to walk through this life with a positive attitude? Even when things are not going well? You probably know people who do. Would others say that YOU are one of those people?
Make no mistake about it there is deep concern on behalf of everyone on our real estate team for the pain, difficulty and struggle many experience as they walk through life. Our belief is that in order to be a positive force for others, Positive Thinking is always required. Please allow me to share some of that ‘core value’ with you in this seasons issue of InHouse.
In Dr. Norman Vincent Peale’s classic book, The Power of Positive Thinking, he teaches the cultivation of ‘peace of mind’, not as an escape from the realities of life, but as a ‘power c ...
Monday, March 20, 2017 / by Evelyn Lopes
Here is a link to an insightful, recent article that appeared in the Globe & Mail a few days ago. The article addresses the state of the Housing market in Canada and especially Toronto's tight market.Globe and Mail
Thursday, February 16, 2017 / by Evelyn Lopes
Are you thinking of buying a home within the City of Toronto?
IMPORTANT Changes to Toronto LTT APPROVED
- Effective March 1, 2017
City of Toronto Council has approved changes to the Toronto Land Transfer Tax that mean additional Toronto Land Transfer Tax costs for some home buyers with a closing date on or after March 1, 2017, when it will be harmonized with the provincial LTT.
The following changes to the Toronto Land Transfer Tax were considered and approved by Toronto City Council on February 15, 2017. The changes are effective AS OF MARCH 1, 2017, for real estate transactions closing on or after this date:
· Added an additional LTT of 0.5% of the value of a residential or non-residential property from $250,000 to $400,000 (an additional $750)
· Added an additional LTT of 0.5% of the value of a residential property above $2 mil ...
Monday, October 03, 2016 / by Evelyn Lopes
Government Announces New Mortgage RegulationsMaking it Harder for Buyers to Qualify (Effective Oct. 17th)
The Federal Government has just announced another important mortgage rule change in efforts to cool the housing market by implementing what they call a "stress test".In other words qualifying for a mortgage just got a whole lot MORE DIFFICULT.If you are considering buying a home you cannot afford to wait any longer, call me TODAY at 905-965-5902.Effective October 17th all insured mortgages are required to QUALIFY for their mortgage using the current Bank Of Canada Benchmark rate of 4.64% compared to using the ACTUAL rate that currently ranges from 2.39% - 2.44%.Anyone that is currently in the market to purchase a home or refinance a mortgage but have not yet made an offer or committed a live mortgage needs to RE-QUALIFY immediately.
UNDERSTANDING THE NUMBERS AND HOW IT AFFECTS YOU!Let's put this new rule into perspective......A couple ...
Tuesday, May 17, 2016 / by Evelyn Lopes
Custom Caledon Bungalow
Private Lot- Well set back- Great Curb appeal
Bright Open Concept Floor Plan
Cathedral Ceilings and Palladium Window
Gleaming Hardwood Floors
Multiple Gas Fireplaces
Main Floor Laundry with Access to Oversize Double Car Garage
Huge Maple Kitchen with Breakfast Bar and Pantry
For More Information visit www.22MargaretStreet.info
or Call Evelyn Lopes 905-965-5902
sales rep- iPro Realty Ltd., Brokerage
FREE LIST OF BUNGALOWS- visit www.BungalowHotList.com
Your Home Sold GUARANTEED Or I'll Buy It!*
*Seller and Evelyn Lopes must agree on price & terms. This guarantee is offered exclusively by Evelyn Lopes Realty Group and not iPro Realty Ltd., Brokerage or any of it's sales reps.