Thursday, December 1, 2022 / by Evelyn Lopes- Klarine
You don't have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportunities to eke out extra savings.
For example, you can trim your energy bills by up to 20% just by sealing air leaks in your home.1 Other small fixes—such as swapping old light bulbs for LEDs and plugging electronics into a powerstrip—can boost your yearly savings enough to pay off some of your holiday budget.
And thanks to a pandemic-era boom in online shopping, it is easier than ever to find deals on new and pre-owned furniture, thrifted gifts, DIY decor, and more. Even secondhand stalwarts like Goodwill have joined the digital fray, making it a cinch to score gently-used treasures at extra-low prices.2
You won't be the only one bargain-hunting your way to a more financially-stable New Year. Multiple surveys have found that inflation is not only chilling ; ...
Tuesday, November 1, 2022 / by Evelyn Lopes- Klarine
Over the past few years, a real estate buying frenzy bid up home prices to eye-popping amounts. However, as mortgage rates have risen, buyer demand has cooled.1 Consequently, home sellers who enter the market today may need to reset their expectations.
The reality is, it’s no longer enough to stick a “for sale” sign in the yard and wait for buyers to bang down the door. If you want to net the most money possible for your property in today’s market, you’ll need an effective game plan and a skilled team of professionals to implement it.
Fortunately, we’ve developed a listing strategy that combines our proven approach to preparation, pricing, and promotion—all designed to help you get top dollar for your home. But you will play an important role in the selling process, as well.
Here are some crucial steps you can take to set yourself up for success as a home seller in this market:
Make Strategic Repairs and Improvements
When you sell d ...
Wednesday, October 19, 2022 / by Evelyn Lopes- Klarine
Buying a home can be an overwhelming process.
There are so many questions to be answered and various processes to be completed.
When considering buying your first home, your next home, or an investment property you will need to answer several of these questions to better understand what you are looking for and what you fundamentally need.
Use the 4W’s – Why- Where- What and When, to help you to simplify the decision-making process when buying a home.
Let’s look at these 4 questions more closely. And as we go through them, take note and think about how you would answer. At the end of this video, I will also share with you how to get a copy of our Home Buying Cheat Sheet- 4 Tips to Navigating The Home Buying Process.
The 4 W’s
-Here are some questions to help you uncover your why
- Why are you are buying or moving?
- Are you financially ready to purchase a home?
- Are you looking for an investment and do you feel. ...
Monday, October 3, 2022 / by Evelyn Lopes- Klarine
Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time to start exploring homeownership.
A real estate boom during the pandemic pushed home prices to an all-time high.1 Add higher mortgage rates to the mix, and some would-be buyers are wondering if they should wait to see if prices or rates come down.
But is renting a better alternative? Rents have also soared along with inflation – and are likely to continue climbing due to a persistent housing shortage.2 And while homebuyers can lock in a set mortgage payment, renters are at the mercy of these rising costs for the foreseeable future.
So, what's the better choice for you? There’s a lot to consider when it comes to buying versus renting. Luckily, you don’t have to do it alone. Reach out to schedule a free ...
Tuesday, September 13, 2022 / by Evelyn Lopes- Klarine
If you or someone you know is thinking of buying a home, you may be wondering what you can afford. While affordability is important, the real question is: What’s your buying power? In todays video we will cover what makes up your buying power, how is it calculated, how does it affect your purchasing power and what 4 factors influence your overall buying power. As a bonus at the end of this video I will let you know how you can get our FREE REPORT - " What's Your Home Buying Power?"
Let's dive in.
Your buying power is more than how much of your income you have available to make a mortgage payment; it also comprises how much you’ve saved for a down payment, the proceeds from a home sale and the amount you’re qualified to borrow
Are you in the market for a new home or investment property? One of the first questions you’ll probably ask is, “What kind of house can I get and what can we afford?” Many buyers
become so caught up in how much they can affol ...