Evelyn Lopes Realty Team_Blog

Tuesday, September 13, 2022   /   by Evelyn Lopes- Klarine

What's your Home Buying Power?

If you or someone you know is thinking of buying a home, you may be wondering what you can afford. While affordability is important, the real question is: What’s your buying power? In todays video we will cover what makes up your buying power, how is it calculated, how does it affect your purchasing power and what 4 factors influence your overall buying power. As a bonus at the end of this video I will let you know how you can get our FREE REPORT - " What's Your Home Buying Power?"
Let's dive in.
Your buying power is more than how much of your income you have available to make a mortgage payment; it also comprises how much you’ve saved for a down payment, the proceeds from a home sale and the amount you’re qualified to borrow
Are you in the market for a new home or investment property? One of the first questions you’ll probably ask is, “What kind of house can I get and what can we afford?” Many buyers
become so caught up in how much they can affol ...

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  real estate, real estate 2022, first time buyers, home buying, real estate tips, homebuyer tips

Thursday, September 1, 2022   /   by Evelyn Lopes- Klarine

8 Strategies to Secure a Lower Mortgage Rate

Interest rates have risen rapidly this year, triggered by the Bank of Canada’s efforts to curb inflation. And the July MNP Consumer Debt Index found that 59% of Canadians “are already feeling the effects of interest rate increases.”1 
Why has the impact been so widespread? In part, due to the rising popularity of variable rate mortgages. According to the Canada Mortgage and Housing Corporation, in the latter half of last year, the majority of mortgage borrowers opted for a variable over a fixed interest rate.2
Variable mortgages are typically pegged to the lender’s prime rate, which means they are immediately affected by rising interest rates. Homeowners with fixed mortgages aren’t impacted as quickly because their interest rate is locked in, but they will face higher rates, as well, when their mortgages are up for renewal. And many homebuyers are finding it increasingly difficult to afford or even qualify for a mortgage at today’s eleva; ...

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  real estate, homeowner tips, home prices, mortgage, mortgages, real estate tips, mortgage rates

Tuesday, August 16, 2022   /   by Evelyn Lopes

How to STAGE YOUR HOME to SELL !

How to STAGE YOUR HOME to SELL ! 

You may be asking, what do you need to do to successfully stage your home?

Why staging a home is important?
And what are the benefits of a staged home?

What can I do to Stage my home?

How much does it cost to Stage your home?  

What is the meaning of a staged home and is home staging worth it? 

Let’s investigate the world of staging and uncover the tips and tricks you can use to stage your home for a successful sale. The do's and don'ts of home staging.  Whether you are preparing your home to sell, or it is already on the market and you are feeling frustrated because of a lack of showings and offers, learning what to do to successfully stage your home will help you sell faster and for more money. 

According to a 2015 home staging report, staged home sell 87 percent faster than un-staged homes.

Stay tuned, because at the end of this post, I'll tell you how you can g; ...

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  real estate, home and lifestyle, caledon real estate, your home sold guaranteed, homeowner tips, home spaces, remodelling your home, home selling, checklist, home staging, how to stage your home to sell, staging tips, tips for staging your home

Monday, August 8, 2022   /   by Evelyn Lopes- Klarine

Room to Grow

Room to Grow
Decorative Tips

Ever find yourself wishing for a bit more space? Whether it’s to gain storage, a home office, or an extra bedroom, additional square footage can always come in handy. It’s a boon for resale and, if it’s something you are longing for, can enhance everyday living. Ready to eke out some extra room but don’t want to change the footprint of your home? Then you might consider a stand-alone accessory dwelling unit (ADU, for short). An ADU is secondary to the main residence, and it’s ideal for creating rental income or accommodating multigenerational families. As housing needs change, more cities and towns are amending zoning regulations to include this addition. Of course, you’ll want to check with your county and neighborhood before breaking ground. Here, some things to consider when adding a detached ADU.

As with any investment, start with the finances. While a permitted ADU might generate substantial rental income, it ...

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  real estate, home improvements, homeowner tips, home spaces, remodelling your home

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Information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®. Copyright 2022 Last Updated October 1, 2022
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