Evelyn Lopes Realty Team_Blog

Tuesday, May 28, 2024   /   by Evelyn Lopes

What Makes a Winning Offer?- 12 TIPS for SUCCESS

What Makes a Winning Offer? - 12 TIPS for SUCCESS

Money isn't the only factor that makes a winning offer. In fact, sellers sometimes choose lower offers over higher ones. Here are the 12 key components of a winning offer:

1. Offer Price

Sellers are naturally drawn to the highest and most competitive offer. It’s not just about the numbers; it’s about value. When your offer is close to or above the asking price, it signals to the seller that you’re serious and willing to pay a fair market value for their home. Lowball offers can be a deal-breaker in a competitive market. Make sure your offer price is both competitive and compelling.

2. Financial Qualifications

It’s not just about putting down a price. Sellers want to ensure you have the financial capability to pay that price. Pre-approval letters from a reputable lender or proof of funds for a cash offer can significantly boost your credibility. Cash offers are particularly attractive because they em ...

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Monday, April 1, 2024   /   by Evelyn Lopes

6 Strategies to Save on Home Insurance Premiums

From extreme cold to wildfires and floods, the past few years have brought a historic number of devastating climate and weather events to Canada. In 2023 alone, unusually harsh weather and a string of natural disasters caused more than $3.1 billion in insured damages, according to the Insurance Bureau of Canada, making it the fourth most expensive weather year on record.1 

These events delivered a huge influx of home insurance claims, and analysts expect the increase in both catastrophes and claims to continue. Adding to the problem, construction labour and supply costs have risen, making it more expensive to repair affected homes. Consequently, homeowners' insurance rates have surged: In 2024, My Choice Financial reports that premiums are already up 7.66% since last year and are likely to climb further still.2,3   

In disaster-prone regions, the situation is even more challenging. According to Public Safety Canada, flooding is especially common now, accounting for ...

  real estate, evelyn lopes, home insurance

Tuesday, March 26, 2024   /   by Evelyn Lopes

The Essential Guide to the Final Walk-Through Before Buying Your Dream Home

The Last Step Before the Big Step: Why the Final Walk-Through is a Must

Buying a home is one of life’s biggest milestones, filled with excitement and dreams of the future. But before you cross the threshold into your new life, there’s a crucial step you shouldn’t overlook—the final walk-through. This step is more than just a formality; it’s your ultimate defense against any surprises that could turn your dream home into a less-than-perfect reality.
Uncovering the Overlooked: The Importance of the Final Walk-Through
Imagine the excitement of moving into your new home, only to discover the beautiful chandelier that caught your eye is missing, or the cozy fireplace that was the selling point doesn’t work. These are not just minor inconveniences but can be real disappointments that tarnish the joy of your new beginning. That’s where the final walk-through comes into play. It’s not just about giving the house one last look; it’s abo; ...

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Monday, March 11, 2024   /   by Evelyn Lopes

Is Now the Best Time to Buy a House? Unpacking Spring's Unique Opportunities

Is Now the Best Time to Buy a House? Unpacking Spring's Unique Opportunities

The question that is on everyone's mind ... "Is Now the Best Time to Buy a House? This spring provides some unique opportunities.

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Monday, March 4, 2024   /   by Evelyn Lopes

Navigating the Emotional Journey of Home Buying

Navigating the Emotional Journey of Home Buying

 Buying a home is a monumental milestone in many people’s lives. It's not just a financial investment but an emotional voyage filled with dreams, anxieties, and a spectrum of feelings in between. 

The journey begins with excitement and joy—the thrill of potentially finding a space to call your own. Yet, beneath this excitement lies a layer of anxiety and stress, primarily driven by the fear of making a wrong decision or taking on a significant financial burden. 

The process of buying a home goes far beyond financial transactions and paperwork; it's an emotional adventure filled with excitement, anxiety, and a myriad of feelings in between. Understanding the emotional landscape of this significant life event can transform a daunting process into a more manageable and fulfilling journey.
The Emotional Highs and Lows
Embarking on the quest for a new home is thrilling. The idea of finding a place to; ...
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