Evelyn Lopes Realty Team_Blog

Tuesday, January 10, 2023   /   by Evelyn Lopes- Klarine

How to Achieve Your 2023 Real Estate Goals (Intro)

How to Achieve Your 2023 Real Estate Goals  (Intro)
EP.# 75

Happy New Year!
It is at this time of year that we pause and reflect on where we have been, and we look forward to where we would like to go - and we create our goals for the new year 2023!
New Year’s Resolutions
Did you know that every year approximately 38.5% of North American adults make a new year's resolution.
22.3% of Canadians will focus on their financial goals like saving money, investing, budgeting and or paying off debt in the new year.
23% of people who do make a resolution, will quit after the first week and only 36% will make it past the first month. In the end only 9% will  keep their new year's resolutions.
14.5% of Canadians cited having too many obstacles as a reason why they did not keep their resolutions.
When it comes to real estate it can sometimes be overwhelming.
Real Estate Goals
Maybe you’re thinking that this is the year that you would like to stop renting and bu! ...

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Friday, January 6, 2023   /   by Evelyn Lopes

COMMUNITY MARKET REPORT | December 2022 |

COMMUNITY MARKET UPDATE | December 2022|
Updated 01-06-2023

Welcome to our monthly real estate community market update!
In this report, we will provide a comprehensive overview of the current state of the real estate market in our local communities. We will cover key metrics such as median home prices, days on market, and inventory levels, as well as any notable trends or changes from the previous month. We will also highlight any new developments or exciting opportunities in the area.
Our goal is to keep you informed about the real estate market and provide valuable insights that can help you make informed decisions about buying, selling, or investing in property. So whether you're a homeowner, a potential buyer, or a real estate professional, we hope you find this report useful and informative.

CLICK ON THE PICTURE ABOVE TO ACCESS THE INTERACTIVE REPORT ...

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Tuesday, January 3, 2023   /   by Evelyn Lopes

MORTGAGE OPTIONS

MORTGAGE OPTIONS

EP 74
Finances Knowing your Options_Times Change but money stays the same
One thing is true... Times change, but money stays the same

As the mortgage market continues to change, you will likely notice more advertisements for rates and programs that might sound too good to be true.

The financial industry is adapting and is offering more options than ever before. and some of the options are truly exciting!

New products have new rules that are designed to attract people in different phases of their life journey.
There are some new and revised products that you, or the people you care about , might hear about.

Reverse Mortgages
- is where there is a financial agreement in which homeowners use the equity in their home in exchange for regular payments to the lender. This type of mortgage is typically used when the borrower wants to supplement income- such as in the case of supplementing a retirement income.

Bank Statement Mortgage Loans
- . ...

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Monday, January 2, 2023   /   by Evelyn Lopes- Klarine

2023 Real Estate Market Outlook (And What It Means for You)

Last year, one factor drove the real estate market more than any other: rising mortgage rates.
 
In March 2022, the Bank of Canada began a series of interest rate hikes in an effort to pump the brakes on inflation.1 And while some market sectors have been slow to respond, the housing market has reacted accordingly.
 
Both demand and home prices have softened, as the primary challenge for buyers has shifted from availability to affordability. And although this higher-mortgage rate environment has been a painful adjustment for many Canadians, it should ultimately lead to a more stable and sustainable real estate market.
 
So what can we expect in 2023? Will mortgage rates continue to climb? Could home prices come crashing down? While no one can forecast the future with certainty, here’s what several industry experts predict will happen to the Canadian housing market in the coming year.
 
 
MORTGAGE RATES WILL EVENTUALLY STOP CLIMBING
Over the2 ...

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Tuesday, December 27, 2022   /   by Evelyn Lopes

Divorce and Real Estate | What you need to know about Your House, Your Mortgage & Taxes

Divorce and Real Estate
What you need to know about Your House, Your Mortgage & Taxes


Divorce, if you or someone you know is going through a divorce, you know how emotional it can be. There are so many changes taking place and so many decisions to be made. It can be overwhelming!

So what do you need to know about your house, your mortgage, and taxes when going through a divorce? Read on to uncover answers to these important questions surrounding the process of going through a divorce.
Having neutral, third-party information about how your home, mortgage and taxes are affected, can help you make critical decisions in a logical rather than an emotional manner, thereby making the overall process of going through a divorce a little easier.

Engaging with professionals who are knowledgeable in their field about the divorce process is critical. There are 5 professionals you need on your side during a divorce.


1. A Legal Professional- Your Attorney.
Your atto ...

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The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information deemed reliable but not guaranteed.
Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®.
Information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®. Copyright 2023 Last Updated January 29, 2023
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