Evelyn Lopes Realty Team_Blog

Tuesday, May 23, 2023   /   by Evelyn Lopes- Klarine

How to Choose the Right Agent | The Key to Selling Your Home for more money with the Best Service

Unlock the True Potential of Your Home Sale with the Right Real Estate Agent
How to Choose the Right Agent: The Key to Selling Your Home for the Highest Price and Outstanding Service
Have you ever found yourself contemplating, "How can I sell my house for the maximum possible price?" If you're like most home sellers, the answer is a resounding "Yes!" After all, who wouldn't want to receive top dollar for their property within their preferred timeline, while enjoying exceptional service and superior results? But here's the key: achieving this dream isn't just about the property or market conditions – it's primarily about the real estate agent you choose to guide you through this journey.
Unveiling the Agent's Role
Real estate agents are like snowflakes; no two are entirely alike. Despite operating within the same brokerage or sharing the same license, agents differ vastly in their capabilities, resources, and strategies. This diversity can significantly impact the price yo ...

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Tuesday, May 23, 2023   /   by Evelyn Lopes- Klarine

The Canadian Mortgage Mystery: Why is my neighbours kid GETTING A BETTER MORTGAGE RATE than me?

Navigating the Canadian Mortgage Landscape: A Comprehensive Guide

 

Picture this: You're on your usual neighborhood walk, a time for calm and thought, when you overhear words like 'mortgage', 'rates', and 'policies, stirring a sense of curiosity in you.

Not long ago, you got your own home loan. You had saved up a sizable downpayment, your credit score was great, and your job was steady. Yet, the word on the street is that your neighbor's young son, only a few years into his first job, just got a home loan too. What's more, he's got a better interest rate than you do! Despite your financial stability and good credit, somehow he managed to secure a better deal. How could that be?

 

There's a new topic of conversation in town about changes in lending rules, which is causing a stir in the usually straightforward world of home loans. Apparently, lending rules have changed. "What's going on?" you wonder.

 

Today, we're going to dig into this puzzlin ...

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Tuesday, May 16, 2023   /   by Evelyn Lopes- Klarine

TIPS on How to OWN A HOME in high priced Toronto GTA- 5 Unique Approaches

TIPS on How to OWN A HOME in high priced Toronto GTA- 5 Unique Approaches 

Affordable Homeownership Strategies for Toronto GTA Communities! ????
Are you dreaming of owning a home in the vibrant Toronto GTA communities of Peel, Halton, Dufferin, or Wellington? We know that skyrocketing home prices can make it seem impossible, but fear not! We're here to share some creative and practical strategies to help you afford your dream home. From house hacking to tapping into your network for funding, we've got you covered. Let's explore these exciting options together! ????
House Hacking: Unlock the Potential of Your Home! ????

House hacking is a brilliant real estate investment strategy that allows you to generate income and offset your expenses by renting out a room or a basement apartment within your home. This extra income can even help you qualify for a larger mortgage, making homeownership more accessible. You can also explore unique opportunities like making your home avai; ...

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Monday, May 8, 2023   /   by Evelyn Lopes- Klarine

Mortgages Update and Co-Ownership Programs

Mortgages  Update and Co-Ownership Programs
Co-ownership mortgages are a financing option that is becoming increasingly popular among homebuyers, especially for those looking to enter the high cost housing market within the Toronto GTA, such as the first time home buyer. In this type of mortgage, home buyers come together with a co-equity partner and a lender in order to qualify for and purchase a property, sharing the costs and equity positions of homeownership.
So, what does a co-ownership mortgage look like? Some of the new co-ownership programs assist buyers with their down-payments and with some of the costs of purchasing a home such as land transfer taxes for a return in the equity of the property down the line. The co-owners will typically sign a legal agreement outlining each party's responsibilities and rights, such as how they will split expenses and how they will handle the sale of the property if one party wishes to exit the arrangement.  A co-ownership agreem; ...

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Tuesday, May 2, 2023   /   by Evelyn Lopes- Klarine

TOP QUESTIONS to ask before hiring a MOVING company

TOP QUESTIONS to ask before hiring a MOVING company
Are you planning a move and feeling overwhelmed with the number of moving companies out there? Choosing the right moving company can make all the difference, but how do you know which one is the right fit for your needs?
 
Hiring the wrong moving company can lead to damaged items, hidden fees, and even theft. That's why it's crucial to ask the right questions before hiring a mover. Don't worry, we've got you covered! In this blog, we've compiled the top 19 questions to ask before hiring a moving company.
Here are 19 Key Questions to ask BEFORE hiring a moving company.
1. Are you licensed and insured?
2. How long have you been in business?
3. Do you have experience with my type of move (long-distance, international, etc.)?
4. Can you provide references from past customers?
5. How do you calculate pricing and what are the payment options?
6. Do you offer any additional services like packing, unpacking, or storage?
7. Wi ...

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The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information deemed reliable but not guaranteed.
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Information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®. Copyright 2023 Last Updated May 29, 2023
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