Real Estate Investing | Evelyn Lopes Realty Team_Blog

Thursday, October 19, 2023   /   by Evelyn Lopes

How to Use Your Investments for Easier Mortgage Approvals- BMO Savers Mortgage

Unlock Financial Flexibility with BMO's Saver's Advantage Program: An Overview
Navigating the maze of mortgage approval can be a challenge, especially if you find that you don’t fit neatly into standard lending criteria. Whether you’re a retiree, self-employed, or a high net-worth individual, BMO’s Saver’s Advantage Program may be the solution you’ve been searching for. In today’s blog post, we will provide an overview of this revolutionary program that leverages your investments and savings to make mortgage approval easier than ever.
What is the Saver’s Advantage Program?
The program is designed for those who may not meet standard lending conditions but have a strong portfolio of savings and investments. Instead of shutting the door on these clients, the Saver's Advantage Program offers a pathway to mortgage approval by acknowledging these assets.
The Power of Indirect Leverage
One of the cornerstones of this program is the concept of ...

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Monday, September 25, 2023   /   by Evelyn Lopes

From Agreement to closing- What happens after the agreement of purchase and sale is signed?

Ever wondered what happens after you sign the papers to buy a house? Buying a home is a big deal, and there are many steps to take before you get the keys. Let’s look at the process and break it all down into simple steps transitioning from accepted offer to the closing and move in day.
Step 1: Sign the Papers and Pay a Deposit
First, you and the seller will sign a contract called an "Agreement of Purchase and Sale." This document spells out in writing everything about the purchase of the house including, the legal description of the property, the agreed upon purchase price, the deposit amount, any conditions that are part of the agreement such as conditions on financing, home inspection, status review if it is a condo. Essentially, this paper says you agree to buy the house and how much you'll pay for it. It will also detail the closing date- or day on which you plan to move into or out of the home if you are the seller. After signing, you'll give some money as a deposit. ...

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Tuesday, August 29, 2023   /   by Evelyn Lopes

Designing Outdoor Spaces: 7 Luxury Trends Done On a Budget

The world of outdoor living is undergoing a remarkable transformation as more and more individuals seek to bring the luxurious comforts of indoor spaces to the great outdoors. While the term "luxury" often conjures images of opulent estates and extravagant budgets, the exciting truth is that you don't need to be a luxury buyer to create an outdoor haven that rivals the sophistication of indoor design. In this blog, we'll uncover seven top luxury outdoor living trends and show you how even the average homeowner can incorporate these elements, all without breaking the bank.
1. Indoor-Outdoor Seamless Integration
Yearning for a seamless connection between your home's interior and the surrounding garden? Glass panels are the secret ingredient to achieving this transition. While luxury buyers might indulge in extravagant wide-open glass expanses, budget-conscious homeowners can achieve a similar effect with sliding or folding glass doors. These options offer a harmonious flow betw; ...

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Tuesday, August 29, 2023   /   by Evelyn Lopes

Designing Outdoor Spaces: 7 Luxury Trends Done On a Budget

The world of outdoor living is undergoing a remarkable transformation as more and more individuals seek to bring the luxurious comforts of indoor spaces to the great outdoors. While the term "luxury" often conjures images of opulent estates and extravagant budgets, the exciting truth is that you don't need to be a luxury buyer to create an outdoor haven that rivals the sophistication of indoor design. In this blog, we'll uncover seven top luxury outdoor living trends and show you how even the average homeowner can incorporate these elements, all without breaking the bank.
1. Indoor-Outdoor Seamless Integration
Yearning for a seamless connection between your home's interior and the surrounding garden? Glass panels are the secret ingredient to achieving this transition. While luxury buyers might indulge in extravagant wide-open glass expanses, budget-conscious homeowners can achieve a similar effect with sliding or folding glass doors. These options offer a harmonious flow between in; ...

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Tuesday, July 18, 2023   /   by Evelyn Lopes- Klarine

Overcoming 5 Key Roadblocks to Selling Your Home in Toronto's GTA Communities

CLICK THE IMAGE TO WATCH FULL VIDEO

Are you struggling to attract buyer attention and sell your home in the thriving Toronto GTA market? If so, it's crucial to identify and address potential obstacles that may be hampering your efforts.
In a recently published YouTube video, we discuss the five common roadblocks homeowners often encounter when trying to sell their properties. You can find this video on our You Tube Channel- The Evelyn Lopes Realty Team.
This blog post will expand on these insights to help you better navigate the home selling process.
Limited Access to Your Home 
The first major pitfall we discuss in the video is the issue of limited access. A common mistake many sellers make is not providing sufficient opportunities for potential buyers to view their homes. The mantra to remember here is simple: Limited access equals limited exposure. If you restrict viewing times excessively, you significantly reduce your property's exposure to prospective buyers, which ...

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Information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®. Copyright 2024 Last Updated April 16, 2024
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