Realty Bites | Evelyn Lopes Realty Team_Blog

Monday, November 20, 2023   /   by Evelyn Lopes

Making Merry; 5 Ways to Celebrate the Season

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As we all know, this time of year can be incredibly hectic with decorating, baking, gatherings to be attended and hosted, and don't forget the ever-expanding gift shopping lists. It can all be overwhelming! And often we get all wrapped up in getting ready to be ready, that we miss the opportunity to slow down and really take in all the wonder and grace of the season.
I often fall into this trap, trying to get ready to being ready, wanting everything to be just right. The season goes by so fast that it's easy to miss those moments that allow us to pause, reflect, and enjoy all those little yet impactful moments.
Amidst all the chaos, there are some wonderful seasonal activities waiting to be enjoyed. In keeping with the season of giving, I'm sharing five fantastic ideas that will not only help you unwind and savor the season but also create memorable moments with your loved ones.
Take a Winter Nature Walk:
Taking a winter nature w; ...

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Monday, November 13, 2023   /   by Evelyn Lopes

Navigating the Rental Journey: Tips for Tenants and Landlords

 

Renting a property can be a significant decision, whether you're a tenant searching for a new home or a landlord managing properties. Both parties have essential considerations to ensure a smooth and mutually beneficial rental experience. In this blog post, we'll explore some key tips that will help tenants and landlords navigate the rental process with confidence.
1. Tenant Tips:
Budget Wisely: Determine your budget for rent and other costs like security deposits, application fees, and utilities. This will help you find a property that fits your financial situation comfortably.
Location Matters: Research the neighborhood's safety, amenities, and proximity to work or school. Visiting the area at different times of the day can provide insights into noise levels and traffic patterns.
Read the Lease Carefully: Before signing any lease agreement, carefully review its terms. Pay attention to rent amounts, due dates, and the lease duration to avoid misunderstandings later o ...

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Thursday, October 19, 2023   /   by Evelyn Lopes

How to Use Your Investments for Easier Mortgage Approvals- BMO Savers Mortgage

Unlock Financial Flexibility with BMO's Saver's Advantage Program: An Overview
Navigating the maze of mortgage approval can be a challenge, especially if you find that you don’t fit neatly into standard lending criteria. Whether you’re a retiree, self-employed, or a high net-worth individual, BMO’s Saver’s Advantage Program may be the solution you’ve been searching for. In today’s blog post, we will provide an overview of this revolutionary program that leverages your investments and savings to make mortgage approval easier than ever.
What is the Saver’s Advantage Program?
The program is designed for those who may not meet standard lending conditions but have a strong portfolio of savings and investments. Instead of shutting the door on these clients, the Saver's Advantage Program offers a pathway to mortgage approval by acknowledging these assets.
The Power of Indirect Leverage
One of the cornerstones of this program is the concept of ...

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Monday, October 16, 2023   /   by Evelyn Lopes

Buying a Home With Friends or Family | Joint Home Ownership: A Smart Move or a Risky Gamble?

 


In the highly competitive and costly real estate market of Toronto GTA, the dream of owning a home can often seem out of reach. With soaring home prices, many individuals and families are exploring alternative options to make homeownership a reality. One such option that has gained attention is joint home ownership, where friends or family members come together to purchase a property. Is this type of ownership a smart move in getting into the ever increasingly expensive real estate market or is it a risky gamble? More and more people are partnering with friends and more and more parents are helping their children get into the market by purchasing, lending or co-signing for a mortgage. Knowledge is key, Read on to learn more and determine if this is the right move for you. In an attempt to alleviate the entry into the high cost of real estate in the Toronto GTA area, including communities in Caledon, Orangeville, Erin, Mississauga, Brampton, Halton Hills, Alliston and Guel ...

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Monday, October 9, 2023   /   by Evelyn Lopes

Finding Harmony in Everyday Living: Embracing the Yoga Lifestyle

In our fast-paced, modern world, finding balance and harmony in our daily lives can often feel like an elusive goal. The demands of work, family, and daily responsibilities can leave us feeling stressed and disconnected. However, there's a timeless philosophy that offers valuable insights into achieving greater well-being and mindfulness in our everyday existence—the yoga lifestyle.
Understanding the Essence of Yoga
Yoga is more than just a physical exercise; it's a holistic way of life that seeks to align the body, mind, and spirit. Originating in ancient India, yoga has evolved over centuries, and its principles are as relevant today as they were thousands of years ago.
At its core, yoga encourages us to find harmony within ourselves and with the world around us. It's about cultivating a sense of balance, both physically and mentally, and embracing mindfulness as a guiding principle in our lives.
The Transformative Power of Yoga
One of the most remarkable aspects of the ; ...

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